Harley Davidson X440: If you have a passion for the Harley Davidson X440 cruiser bike, renowned for its robust 440cc engine and stunning design, then you’re in for a treat! Now, even those on a tight budget can easily own this powerful motorcycle! Yes, you can bring this cruiser bike home with an initial deposit of just ₹ 25,000 and a monthly EMI of ₹ 7,707! Let’s explore the convenient financing options available for this bike!
Harley Davidson X440: Exceptional features and luxurious design!
The Harley Davidson X440 cruiser bike is packed with features that rival any in its class! It includes advanced elements like double disc brakes at both the front and rear wheels, an anti-lock braking system (ABS), tubeless tires, alloy wheels, an analog speedometer, a digital instrument console, a USB charging port, plus LED headlights and indicators.
Harley Davidson X440: Impressive engine and outstanding performance!
Powered by a 440cc single-cylinder BS6 engine, the Harley Davidson X440 delivers exceptional performance. This formidable engine produces a peak power of 27.37 Ps and a maximum torque of 38 Nm. Additionally, this bike is equipped with a 6-speed manual gearbox, which not only enhances its performance but also offers a mileage of approximately 35 kilometers per liter.
Harley Davidson X440: Pricing and availability!
The starting ex-showroom price of this cruiser bike in the Indian market is ₹ 2.40 lakh, reaching up to ₹ 2.80 lakh for the top-tier model. Keep in mind that the on-road price may vary slightly.
HARLEY-Davidson offers a unique benefit that can assist riders in managing their expenses, yet it’s a feature that many consumers may not be aware of.
The motorcycle manufacturer has an in-house solution designed to help bikers cover unforeseen repair costs.
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Harley-Davidson has a little-known financial services division Credit: Getty
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The motorcycle giant even offers a Visa credit card Credit: Harley Davidson
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Harley-Davidson’s program has been criticized by some customers Credit: getty
Harley-Davidson Financial Services, which commenced in 1993, is a branch of the company that facilitates financing for customers looking to purchase motorcycles and related accessories.
This division also provides options for motorcycle insurance and extended service plans to cover possible repair expenses.
The Rider-to-Rider program assists with the buy and sell process of used Harleys, offering support throughout—from securing financing to completing the transaction and conducting a bike inspection prior to sale.
Additionally, Harley-Davidson Financial Services provides a Visa credit card.
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The division is supported by two banks: the US Bank National Association, the fifth-largest commercial bank in the U.S., which is part of US Bancorp.
Another partner, Eaglemark Savings Bank, has been a subsidiary of Harley-Davidson Financial Services since 1997, assisting with loans.
Customers can effortlessly apply for loans, check their status, and manage their accounts online in just a few clicks.
Contact numbers for loans, insurance, and Visa cards can be found on the Harley-Davidson contact page.
However, some customers have voiced concerns regarding the financial group.
On platforms like Reddit, some riders reported instances of salespeople trying to upsell them on unnecessary products.
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Others have criticized the company for charging higher interest rates on loans than other banks and credit unions.
At present, Harley-Davidson offers loans with an APR of 7.64% with $0 down, and rates as low as 7.09% for individuals who have completed the Harley-Davidson Riding Academy course.
Despite the criticisms, Harley-Davidson Financial Services offers certain conveniences.
The service permits riders to secure financing easily, while the Rider-to-Rider program ensures peace of mind during transactions.
Motorcycle equipment tips
BEFORE mounting a motorcycle and hitting the road, riders must be aware of the essential equipment necessary for safety.
Riders are advised to prioritize their safety by investing in a high-quality motorcycle helmet that fits properly.
It is also crucial to wear protective gear such as pants and a riding jacket to cover as much skin as possible.
Safety-conscious riders may go further by always having riding gloves available and wearing road-appropriate boots.
Cycle World succinctly states, “When you are trying to justify spending your money on gear, just ask yourself this question: What is that body part worth? And then spend accordingly.”
