HARLEY-Davidson offers a unique benefit that can assist riders in managing their expenses, yet it’s a feature that many consumers may not be aware of.
The motorcycle manufacturer has an in-house solution designed to help bikers cover unforeseen repair costs.
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Credit: Getty
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Credit: Harley Davidson
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Credit: getty
Harley-Davidson Financial Services, which commenced in 1993, is a branch of the company that facilitates financing for customers looking to purchase motorcycles and related accessories.
This division also provides options for motorcycle insurance and extended service plans to cover possible repair expenses.
The Rider-to-Rider program assists with the buy and sell process of used Harleys, offering support throughout—from securing financing to completing the transaction and conducting a bike inspection prior to sale.
Additionally, Harley-Davidson Financial Services provides a Visa credit card.
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The division is supported by two banks: the US Bank National Association, the fifth-largest commercial bank in the U.S., which is part of US Bancorp.
Another partner, Eaglemark Savings Bank, has been a subsidiary of Harley-Davidson Financial Services since 1997, assisting with loans.
Customers can effortlessly apply for loans, check their status, and manage their accounts online in just a few clicks.
Contact numbers for loans, insurance, and Visa cards can be found on the Harley-Davidson contact page.
However, some customers have voiced concerns regarding the financial group.
On platforms like Reddit, some riders reported instances of salespeople trying to upsell them on unnecessary products.
Others have criticized the company for charging higher interest rates on loans than other banks and credit unions.
At present, Harley-Davidson offers loans with an APR of 7.64% with $0 down, and rates as low as 7.09% for individuals who have completed the Harley-Davidson Riding Academy course.
Despite the criticisms, Harley-Davidson Financial Services offers certain conveniences.
The service permits riders to secure financing easily, while the Rider-to-Rider program ensures peace of mind during transactions.
Motorcycle equipment tips
BEFORE mounting a motorcycle and hitting the road, riders must be aware of the essential equipment necessary for safety.
Riders are advised to prioritize their safety by investing in a high-quality motorcycle helmet that fits properly.
It is also crucial to wear protective gear such as pants and a riding jacket to cover as much skin as possible.
Safety-conscious riders may go further by always having riding gloves available and wearing road-appropriate boots.
Cycle World succinctly states, “When you are trying to justify spending your money on gear, just ask yourself this question: What is that body part worth? And then spend accordingly.”
This news comes on the heels of the announcement that Harley-Davidson’s new store will not stock a popular item.
A new outlet in Rochester, New York, will offer Harley merchandise such as shirts, hats, and stickers—without any motorcycles available for sale.
While several riders criticized this decision as an “odd choice,” the reasoning is fairly straightforward.
Owner Paul Gutman already manages a nearby dealership and intends to promote his existing business through the new retail location.
As a special pre-holiday treat, Harley-Davidson has introduced six new branded accessories for its customers.
These gifts include a tow bar featuring the company logo, floor mats, and even Harley-Davidson coasters designed for vehicle cup holders.